Ingredients 
1 pound lean ground turkey
1 envelope reduced-sodium taco seasoning
2/3 cup water
1 can (16 ounces) fat-free refried beans
1-1/2 cups shredded lettuce
1 jar (16 ounces) salsa
1 cup (4 ounces) shredded reduced-fat cheddar cheese
4 canned jalapenos, sliced
1 cup (8 ounces) reduced-fat sour cream
1/3 cup sliced ripe olives
1 package (13-1/2 ounces) baked tortilla chips

Directions
In a nonstick skillet coated with nonstick cooking spray, cook turkey until no longer pink; drain if necessary. Stir in taco seasoning and water; cook and stir for 2-4 minutes or until most of the liquid has evaporated. Spread refried beans on a 12-in. serving platter. Top with the turkey, lettuce, salsa, cheese, jalapenos, sour cream and olives. Serve with chips. Yield: 12 servings.

Source:  Taste of Home